Umbrella Company Calculator
Estimate contractor take-home pay through an umbrella company after fees, employer costs, PAYE tax and employee National Insurance.
United Kingdom Calculator
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Move the sliders or type exact numbers. Results update instantly.
Instant Estimate
Your Results
Monthly Take-Home
£5,506
Based on your selected umbrella calculator assumptions. Try different sliders to compare scenarios.
Monthly Assignment Income
£10,000
Estimated Employer Costs
£19,068
Annualised Take-Home
£66,070
These are planning estimates, not tax, legal or investment advice. Country rules, lender policies and tax rates can change.
Formula & Assumptions
Umbrella Take-Home = Assignment Income - Umbrella Fee - Employer Costs - Employee Tax and NIThis calculator gives a fast estimate using common planning assumptions for United Kingdom. Review official rules or speak with a qualified local professional before making high-value financial decisions.
Frequently Asked Questions
Yes. It estimates employer National Insurance and a small apprenticeship levy-style cost before employee deductions.
No. Umbrella providers can handle holiday pay, pensions, expenses and margins differently.
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