J

Jashmin

Finance Technology Builder | Founder, AbacusHand

Surat, Gujarat, India

Personal FinanceTax PlanningEMI & LoansSIP & InvestmentsGST
72+ Articles Published@Abacus_HandLinkedIn

About Jashmin

Jashmin is a finance professional and technology builder based in Surat, Gujarat. With a background that spans personal finance, income tax planning, and financial systems, she has spent years helping individuals and small businesses navigate India's complex financial landscape. Her work sits at the intersection of finance and technology — translating dense regulatory formulas into tools that anyone can use in seconds, without needing a CA on speed dial for every calculation.

She built AbacusHand after noticing a persistent gap: Indian users were relying on calculators that hadn't been updated for current tax slabs, used oversimplified formulas, or buried results behind login walls. AbacusHand was her answer — a platform where every calculator is built from the ground up using the same formulas that RBI, SEBI, and the Income Tax Department publish, kept current after every Union Budget and quarterly notification, and made available to everyone for free, with no signup required. Jashmin personally reviews every calculator for accuracy before it goes live and updates tools whenever regulations change.

Areas of Expertise

Personal Finance & Household Budgeting
Income Tax Planning — Old & New Regime (FY 2025-26)
Loan EMI, Amortization & Prepayment Analysis
Mutual Fund & SIP Return Projections
GST Calculations for Businesses & Freelancers
Fixed Deposit, Recurring Deposit & PPF
Investment Comparison — SIP vs FD, PPF vs ELSS
Financial Calculator Development & Verification

What Jashmin Writes About

Every article on AbacusHand is written to answer the exact question someone Googled, with numbers — not vague advice. Jashmin's content focuses on practical, calculation-driven guides: how much EMI will you pay on a specific loan amount, how do SIP returns change when you increase your monthly investment by ₹1,000, which tax regime saves more for your income slab. Her writing style is direct, example-heavy, and designed to be understood by someone making a real financial decision today, not a finance student reading a textbook.

Content areas:

Home Loan GuidesTax PlanningSIP & Mutual FundsFD vs SIP ComparisonsGST for BusinessIncome Tax Calculators ExplainedInvestment How-Tos

Editorial Standards

All content on AbacusHand is written or personally reviewed by Jashmin. Calculator formulas are verified against RBI circulars, SEBI guidelines, and Income Tax Act provisions before publication. Articles are updated whenever regulations change — each page shows a “Last Updated” date. AbacusHand does not accept sponsored content, affiliate fees, or product commissions. Every recommendation is editorially independent.

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